Replication data for: Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India

Julie Chytilová, Jonathan Morduch & Michal Bauer
We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit, a financial tool designed to reduce poverty and fix credit market imperfections. The evidence suggests that microcredit contracts may do more than reduce moral hazard and adverse selection by imposing new forms of discipline on borrowers. We find that, conditional on borrowing from any source, women with present-biased preferences are more likely than others...
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